Make your Dreams
a Reality!
education loans
Get the Funds You Need to Achieve Your Academic Aspirations!

Avanse Education Loans

- The Answer to All Your Education Expenses

"You have to dream before your dreams can come true. - A. P. J. Abdul Kalam

You've done almost all the hard work to turn your dream into reality. We can help you cross the finish line. With an Avanse education loan in India, you can focus on your course in the institute of your dreams and we'll take care of all the finances. From college tuition to living expenses, we'll help you deal with all the costs!

We've made the education loan application process super smooth. Start your educational loan application with a few easy clicks and we'll have a loan consultant call you to guide you through the education loan process. Should you require a face-to-face meeting, we'll have an executive come over with all the paperwork you need. Remember, we're more than just education loan providers - we're your education financing partner for the future!

Education Loans

Why Choose Education Loans?

Looking for financing options for your higher education can seem like an overwhelming decision.
If you're not sure why you should opt for an education loan, here are a few good reasons to convince you:

Better Financial Planning

With education loans, your family's finances remain intact. So, they do not have to worry about managing medical emergencies or saving for retirement after paying for your education.

Earn the Self-made Badge

With an education loan for students in India, you manage the expenses independently. You can pride yourself on being 100% self-made!

Better Credit Score

An education loan allows you to build a credit score right from the time you turn 18. With a good credit score, you can secure the best deals on future loans.

Proof of Funds

Your education loan allows you to show your college the proof of funds. It also helps you pay for living and travel expenses without breaking the bank.

Easy Repayment

You get more than enough time to secure employment before you need to start repaying your education loan!

Why Choose Avanse?

100% Finance

Our education loans cover your course fee, the cost of books, housing, travel and even your college laptop! You don't have to worry about anything except getting your degree.

Customised Loans

Every student, course and university is different. So, we provide tailored educational loans to meet your unique needs.

Limitless Loans

From business schools in India to engineering colleges abroad, we cover all your financial expenses with our educational loans!

Flexible Repayment Options

We offer repayment options that you can customise based on your financial needs. With Avanse, you're on your way to financial independence.

Fast-track Loans

Sometimes, you need to show proof of funds before you can secure your admission and apply for a visa. We process your educational loan paperwork with lightning speed, so you have everything you need to start your higher studies.

End-to-End Support

Students need more than money to turn their dreams into reality. We also offer financial guidance and several other resources to help you make informed decisions.

Quick Applications

You can complete the education loan process from the comfort of your home when you apply for an education loan online. Our executives provide doorstep services, ensuring your online education loan application is ready on time!

Are you wondering how to apply for an education loan?

Are you wondering how to apply for an education loan?

Apply Now

Factors to Consider before Applying for a Loan for Education

Many students may have a question - how to get an education loan? You have to consider a few things before applying for an education loan in India. Let's take a look at what they are:

Find the Right Course and Institute

When the time comes to pick a career, you need to be sure of what you're doing. Education loans are long-term commitments, so you must ensure that you're headed in the right direction. Once you know what you want to do, check if you can get an educational loan to help finance your future. Most financiers provide a loan for education for certified courses at reputed institutes. You need to check whether your course and institute meet the minimum requirements.

Understand Your Eligibility

Your education loan eligibility also depends on your co-borrower's financial background to some extent. Your current financial standing and your family's annual income will be considered during your loan application evaluation. When you opt for an education loan without collateral, your eligibility will help the lender understand the best loan amount for you and your needs. It's a good idea to consult an education loan expert and understand your eligibility and possible education loan rate of interest before applying for an education loan.

Maintain a Good Academic Record

If you think you'd like to apply for an education loan for your higher education, you need to maintain a good academic record. If you've consistently performed well in school, we can offer you better rates and loan amounts for your educational loan. If you want to know how to get an education loan easily, let us tell you that with a good record, you can improve your chances of getting the education loan sanctioned.

Get Your Documents in Order

Before you can apply for an education loan, you should know what documents you need to submit along with the application. When you get your papers in order, you can benefit from instant education loan approvals. If you do not have some education loan documents, your educational loan application can get delayed.

Consider the Processing Time

At Avanse, we can do our best to complete the education loan procedure as quickly as possible. But you must allow us enough time to complete all our loan approval processes. We require a few days to check all your paperwork and disburse the amount to you. If you require the funds urgently, you can apply for fast-track education loans, but even that could take a couple of days. So, you must apply for education loans in advance to avoid delays.

Who Is Eligible for Education Loans?

Individuals who want financial help with their higher studies can apply for education loans if they:

  • Are Indian citizens who are 18 or older
  • Have a confirmed admission before the final disbursal
  • Have a co-borrower who earns in India

Co-borrowers also need to meet the following education loan criteria:

  • Must be an Indian citizen and should be a parent, legal guardian, sibling or other blood relative
  • Must have a bank account in India that allows them to sign cheques
  • Must be the primary debtor
eligible educationl loans
Frequently Asked Questions

It's okay to have questions, because we've got answers!

To apply for an education loan, you must find a lender. Once you fill out their application form, share the requisite documents and meet all the eligibility criteria, your loan will get approved, and the amount will be disbursed. To get started with your education loan process, click here.

When you opt for an education loan, you benefit from 100% financing. You get funds to cover your education-related expenses. Additionally, you enjoy student-friendly interest rates, flexible repayment options and help with your application paperwork. A student loan is a fantastic way of earning a self-made badge and building a healthy credit score.

It will vary depending on the lender, and multiple other elements, such as the availability of the documents. As a student-centric organisation, at Avanse Financial Services, we provide quick sanctions within 72 hours, provided you meet our preset eligibility criteria.

When you have to start repaying your education loan, you need to contact your bank. They can help you set up an auto-debit feature so that the monthly instalments get paid to your lender.

At Avanse, we specialise in education loans and nothing else. We will walk you through the entire loan process and ensure that you have no stress at all while preparing for your higher studies. We also provide:

  • Bridge loans
  • Score-based benefits
  • Pre-admission loans
  • Fast-track loans
  • Funds availability certificate

You also benefit from:

  • 100% financing
  • Flexible repayment options
  • Quick sanctions
  • Customisable loans
  • Door-step service