DATE OF LATEST VERSION: 8th September 2021
These Terms and Conditions ("Terms") are an "electronic records" in terms of the Information
Technology Act, 2000 ("IT Act") and rules thereunder as applicable and amended from time to time
("IT Rules") and are published by Avanse Financial Services Limited ("Avanse") in accordance with
the provisions of Rule 3 (1) of the Information Technology (Intermediary Guidelines and Digital
Media Ethics Code) Rules, 2021 ("Intermediary Guidelines") that require publishing rules and
including the www.avanse.com website ("Website") and Avanse's mobile applications including but
not limited to mobile based Android/iOS applications ("Applications") (collectively referred to as
"Platform" hereafter). It is hereby clarified that Platform shall also include e-mails, social media,
messenger, or dashboards of Avanse.
ACCEPTANCE OF TERMS AND MODIFICATION
legally binding financial services end-user license agreement between Avanse and the
visitor/user ("User") for using various financial services provided by Avanse including but
not limited to various loan products ("Loans") and sharing certain data through the Platform
Avanse reserves the right, in its sole discretion, to make any changes to the Terms and the
Services. Any changes to these Terms will only be effective when posted on the Platform, and
the User agrees to review the Terms regularly to understand any changes. Avanse shall not be
obligated to inform the User of any such change/modifications more than once in a calendar
If the User does not agree with any of the Terms, the User must not access the Platform. The
User agrees that on such rejection, the User will not be able to access/ use the
Platform/receive Services or seek any information from the Platform whatsoever.
BY CONTINUING TO USE OR ACCESS THE PLATFORM THE USER IS DEEMED TO
HAVE READ, UNDERSTOOD AND EXPRESSLY AGREED TO THE TERMS
CONTAINED HEREIN AND FURTHER AGREES THAT SUCH TERMS SHALL
CONSTITUTE A LEGALLY BINDING AGREEMENT BETWEEN AVANSE AND THE
DATA COLLECTION/STORAGE AND PROCESSING
By clicking on the "SUBMIT / I AGREE" button or by downloading or accessing the Platform in
any mode/manner, the User implies his/her assent to the Terms and further:-
confirms that he/she has completed 18 (eighteen) years of age and is not prohibited
from entering into a valid contract under any applicable laws.
unconditionally accepts, without limitation or qualification that Avanse shall collect,
process, store, authenticate, verify and confirm the User's personal data including name,
e-mail address, gender, date of birth, mobile number, photograph, and any information that
the User shares from Facebook and/or LinkedIn accounts to Avanse, financial information
such as bank documents, bank statements, PAN card, bank account number, data from credit
information companies, data from mobile network operators and other sensitive personal data
as defined in the Information Technology (Reasonable Security Practices and Procedures and
Sensitive Personal Data or Information) Rules, 2011, data required for Know Your Customer,
e-KYC data, requirement and other relevant details, documents and details ("Personal Data")
as may be required by the Avanse from time to time in order to provide any Services
including sanction the Loans, including but not limited to the User's Aadhar data through one
time passwords, finger prints or iris scans as may be permitted from time to time under
agrees and acknowledges that any sub-sites (whether belonging to an associate or
otherwise) accessed by the User through the Platform, may have their own terms and
conditions, which are specific to such sub-site and Avanse should not be liable for any data
collection, sharing or processing by such sub-sites.
declares that all the particulars and information provided by him/her are true, correct,
complete and up-to-date in all respects and that he/she have not withheld any information
authorizes Avanse to exchange, share all Personal Data including information and
details as provided by him/her including in relation to any existing loans and/or repayment
history to any third party including but not limited to its group companies, service providers,
banks, financial institutions, credit information companies, telecommunication companies,
statutory bodies, business partners etc. for customer verification, personalization of products
or services, credit rating, data enrichment, marketing or promotion of Avanse's Services or
related products or that of its associates/business partners and affiliates or for enforcement of
his/her obligations under these Terms and any other documentation executed with Avanse in
relation to the Services. He/she shall not hold Avanse (or any of its group companies or
its/their agents/representatives/ business partners/service providers) liable for the use/sharing
of the information as stated above.
hereby expressly consents to and authorises Avanse/ its representatives/agents/business
partners/group companies/affiliates to send him/her any communication regarding
products/services offered by them using various communication channels, such as, telephone,
understands that, for the purpose of providing the Services, the Platform shall require
Personal Data of the User as set out in these Terms, and the User hereby expressly consents,
permits and provides the Platform access to any such details as requested by the Platform
from time to time.
REGISTRATION AND SERVICES
Access to certain areas of the Platform may only be available to registered Users. The User
undertakes to provide correct and valid information/details for registration and requesting
for or availing any Services under these Terms. At the time of registration, the User shall be
required to share and upload his/her Personal Data and any other details as required by
Avanse, pursuant to which the User shall receive a user ID and password. The User agrees
and undertakes to be responsible for maintaining the confidentiality of the password and
user ID at all times, and shall be fully responsible for all activities that are undertaken by use
of such password or user ID. Further, the User agrees not to use any other party's user ID
and password for any purpose whatsoever. The User is responsible for the security of his/her
user ID and password and for all transactions undertaken using his/her user ID and
The User also agrees and undertakes to immediately notify Avanse of any unauthorized use
of the User's user ID or password. Avanse shall not be responsible for any, direct or indirect
loss or damage arising out of the User's failure to comply with the requirements laid down in
this Clause 3.
The User represents and warrants that all information/details supplied by the User to Avanse,
about the User, are true and accurate and no fact therein has been misrepresented. The User
hereby provide its consent to Avanse, to share the information provided by the User with any
service providers appointed by Avanse and their sub-contractor(s) if any, strictly for the
purpose of providing Services under these Terms.
If Avanse has reason to believe that any request received from the User for availing Services
under these Terms is unauthorized or any information submitted by the User is untrue or
false, Avanse in its sole discretion shall have the right to take any action against the User,
including cancellation of the Services, revocation of access and use of the Platform, etc.
without any prior notice to the User. Avanse shall not be responsible or liable for any loss or
damage that may be caused to the User as a consequence of such cancellation of the Services
or revocation of access and use of the Platform.
Once the User uploads and verifies the Personal Data and/or other documents and details,
Avanse shall rely on the same and may process applications made by the User, with or
without additional due diligence/authentication. Upon successful completion of the
document verification by Avanse, Services (including the sanction of the Loan) may be
provided by Avanse to the User, subject to the eligibility criteria and any other conditions set
forth by Avanse for providing such Services.
The User understands that Avanse shall disburse the Loan subject to fulfilment of the
relevant terms and conditions and other requirements for the Loan and execution of all
necessary documentation. The sanctioned Loan shall be disbursed in the designated bank
account provided by the User. The User is required to repay the outstanding amount(s) to
Avanse on the respective due date(s) mentioned by Avanse. Non-compliance of this
provision shall be construed to be a material breach, and shall lead to termination of these
Terms, in addition to any other criminal, civil remedy available to Avanse against the User.
The User shall provide Personal Data only when he/she agrees with its usage and
dissemination for the purpose of relevant Services and in accordance with the Terms herein.
The User's withdrawal of consent shall be sent to Avanse in writing (which shall be effective
subject to the applicable law and only to such extent practicable to give effect). On receiving
such withdrawal of consent Avanse shall have an option to not provide the Services or to
recall/withdraw any Services provided earlier for which such Personal Data was sought.
The User further acknowledges that the User shall adhere to any Know Your Customer
guidelines issued by Avanse which shall be in accordance with the Reserve Bank of India
(Know Your Customer (KYC) Directions, 2016 as amended or supplemented from time to
time. These guidelines shall be displayed on the Platform.
The User further agrees that on availing the Services from Avanse, he/she shall be
contracting with Avanse on a principal to principal basis.
PLATFORM CONTENTS AND INTELLECTUAL PROPERTY RIGHTS
Upon agreeing to comply with these Terms, the User shall be granted a non-exclusive,
non-transferable, limited right to access, view and use the Platform. Unless otherwise
specified, the Platform is only for personal and non-commercial use by the User.
All materials displayed on the Platform, including but not limited to text, images,
photographs, graphics, audio, video, software, icons, reports generated, trademarks,
tradenames or other material (the "Content") belong to Avanse and form part of Avanse's
intellectual property. Intellectual property laws in all applicable jurisdictions protect the
Platform all its Content.
The User hereby acknowledges that there may be proprietary logos, service marks and
trademarks on the Platform that are owned/used by licensors of Avanse and other third
party(s) ("Third Party Content"). By displaying them on this Platform, Avanse does not
grant any license/authority to the User to utilize any such Third Party Content. Any
unauthorized use of the Third Party Content by the User may violate extant laws and
regulations that protect such Third Party Content under intellectual property law and may
lead to personal liability along with civil and criminal action against the User by such
Avanse and its licensors (where applicable), are the sole owners of the Content and Third
Party Content, the software and all source code associated with the Platform including all
the trademarks, copyright and any other intellectual property rights of any nature in relation
to the Platform.
The User agrees to abide by all instructions provided on the Platform regarding the use of
the Content/Third Party Content and any application thereof.
The User acknowledges and agrees that the User will not transmit, distribute, show,
exchange, modify, sell, upload, post, reproduce, copy, mirror, frame, republish, download,
store (in any medium), up-load to a third party, adapt or change in any way the
Content/Third Party Content such that the intellectual property rights of Avanse or any third
party are affected, or create derivative works of the Content, Third Party Content or the
Services for any business, commercial or public purpose without the express written
authorization of Avanse or its licensors (where applicable), except to the extent that such
copying/printing is necessary for the purposes of availing the Services.
The User shall not interrupt or attempt to interrupt the operation of the Platform in any
The User hereby agrees not to use the Platform to:
Transmit any information or do anything that is unlawful, harmful, threatening,
abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, invasive of
another's privacy, hateful, or racially, ethnically or otherwise objectionable;
Impersonate any person or entity, or falsely state or otherwise misrepresent your
affiliation with any person or entity;
Forge headers or otherwise manipulate identifiers in order to disguise the origin of any
information transmitted through the Platform;
Transmit any information that you do not have a right to transmit or which infringes on
the rights of Avanse or any of its licensors or any other third party;
Carry out any activity which constitutes or encourages conduct that would be
considered a criminal offence, give rise to civil liability, or otherwise be contrary to the
law of or infringe the rights of any third party, in any country in the world;
transmit any material that contains adware, malware, spyware, software viruses, time
bombs, cancel bots, worms, trojan horses, or any other computer code, files, or
programs designed to interrupt, destroy, or limit the functionality of any computer
software or hardware or telecommunications equipment.
Interfere with or disrupt the Platform/Services or servers or networks connected to the
Platform/Services, or violate any requirements, procedures, policies or regulations of
networks connected to the Platform, or collect or store Personal Data about other users
without their express consent;
Transmit any content:
Which exploits children under 18 years of age;
Which promotes mail fraud, multi-level marketing (pyramid) schemes or other
illegal or fraudulent activities;
Which has been promoted through the sending of spam or mail fraud schemes, or
pages that promote or condone the sending of spam. The sending of the same will
result in an immediate suspension of the Services availed by the User.
That is or contains links to nudity, pornography, adult content, materials with sex or
MONITORING SITE CONTENT
The User permits Avanse in its sole discretion and for any reason deemed fit by Avanse, to:
(i) monitor the Content, including any material submitted by the User, on the Platform,
including chat rooms, electronic bulletin boards, forums and other communications facilities,
to determine compliance with these Terms; and (ii) edit, refuse to post or remove any material
submitted by the User.
Nothing contained in this clause 7 (a) shall have the effect of creating any obligation on
Avanse to monitor or censor any Content or material displayed on the Platform.
Avanse reserves the right to host moderated or un-moderated forums on other web pages to
which the Users can post materials ("Forums"). Avanse is not responsible for:
Materials posted to Forums by third parties, whether or not such Forum is
moderated by Avanse;
Materials altered by Avanse in moderating Forums; or
Any removal of, or failure to remove, all or any part of such materials.
Avanse reserves the right to terminate any Services availed by the User, or any access to and
use of the Platform by the User forthwith, without any prior notice to the User, in the event:
The User is determined to be in breach of any of these Terms;
The use of or access to the Platform or the availing of any Services by the
User disrupts Avanse's business operations or affects or encroaches the rights
of any other third party.
if such access and use results or may result in, or is the subject of, legal
action or threatened legal action against Avanse or any of its affiliates or
partners, without consideration for whether such legal action or threatened
legal action is eventually determined to be with or without merit;
Such termination is required under any applicable law or by way of any order
from an authority having jurisdiction over the Services/Platform.
Any other reasons at the sole discretion of Avanse.
Upon termination of these Terms, the User's right to use the Platform/ Services shall
immediately cease. The User shall have no right and Avanse shall have no obligation thereafter
to execute any of the User's uncompleted tasks or forward any unread or unsent messages to the
User or any third party.
RESERVATION OF RIGHTS
Notwithstanding anything contained in these Terms, Avanse has the sole discretion and reserves
the right to:
censor any Content on the Platform that is deemed inappropriate by Avanse;
cooperate fully with any law enforcement authority in any jurisdiction in
respect of a lawful direction or request to disclose the identity or other
information about anyone posting materials which the authority claims
violates any applicable law;
modify, suspend or terminate, temporarily or permanently, the access to the
Platform and/or the Services or any portion thereof at any time, without
notice, for general maintenance. This includes removing information
transmitted by the User to the Platform. The User agrees that it may be
necessary for Avanse to temporarily suspend the access and use to the
Platform for technical reasons or to maintain network equipment or facilities.
The User agrees to indemnify, defend and hold harmless Avanse, its affiliates, group companies
and their directors, officers, employees, representatives, agents, third party service providers, and
any other third providing any service to Avanse in relation to the Platform/Services whether
directly or indirectly ("Indemnified Parties"), from and against any and all losses, liabilities,
claims, damages, costs and expenses (including legal fees and disbursements in connection
therewith and interest chargeable thereon) asserted against or incurred by the Indemnified Parties
that arise out of, result from, or may be payable by virtue of :
Any breach or non-performance of any representation, warranty, covenant
or agreement made or obligation to be performed by the User pursuant to
Violation of any law, country specific rules and regulations, general code of
conduct or rights of a third party by the User; or
Availing of Services and access and use of the Platform by the User.
LIMITATION OF LIABILITY
Notwithstanding anything contained herein, Avanse, its officers, directors, owners, agents and
employees shall in no way be liable to the User or any other person whatsoever for any direct,
indirect, incidental or consequential damages or economic loss or injury arising, whether in
contract, tort or otherwise from the User's use or inability to use the Platform, or any of its
Contents, or from any action or omission taken as a result of using the Services or any other
services or products provided to the User or any other website to which the Platform is linked.
This includes (but is not restricted to) loss or damage that the User might suffer as a result of
any of the following:
The User's reliance on the completeness, accuracy, suitability or currency of
the Platform or its Content (including all third party material and
advertisements on the Platform), irrespective of any verifying measures taken
Any failure of performance, error, omission, interruption, deletion, defect,
failure to correct defects, delay in operation or transmission, computer virus
or other harmful component, loss of data, communication line failure,
unlawful third party conduct, or theft, destruction, alteration or unauthorised
access to records on the Platform by Avanse or any other third party;
.Defamatory, threatening, offensive or unlawful conduct of third parties or
Avanse's publication of any materials relating to or constituting such
Any damages or economic loss, whatsoever, as a result of notifying any
official of potentially illegal content on website, or for providing copies of
the User's data files to the appropriate authorities or cooperating with law
enforcement efforts to locate any persons who have posted content that is
illegal or promotes illegal conduct.
However, nothing contained in this clause shall exclude or limit our liability which cannot be
excluded or limited under applicable law.
The User further agrees and acknowledges that all Services shall be provided subject to and
based upon the details and/or information provided by the User. In case the details are
inaccurate and do not comply with the guidelines issued by Avanse in this regard, Avanse
shall have no liability whatsoever with respect to such details/information.
Any information specifically mentioned by Avanse as confidential shall be maintained
confidentially by the User and shall not be disclosed unless required under any law to the
appropriate authorities or to serve the purposes of these Terms and any obligations of the Parties
https://www.avanse.com/privacy-policy.php, and sets out Avanse's obligations with respect to
the safeguarding, collection and use of the Personal Data of the Users. Avanse ensures that only
authorized employees, representatives and professionals use any Personal Data collected from
individual Users on a need to know basis. Avanse periodically reviews its systems and data to
ensure the best possible service to the Users.
Avanse takes appropriate steps to protect the information the User shares on the Platform,
including having effective technology, security features and strict policy guidelines in place to
safeguard the privacy of any Personal Data from unauthorized access, misuse and disclosure.
Avanse will continue to reinforce its security procedures as advanced technology becomes
available, to ensure that that its security procedures are compliant with current applicable
Avanse does not sell, rent, share, lease or otherwise provide Personal Data to third parties,
without the User's prior consent. Without prejudice to the foregoing, Avanse may disclose
Personal Data in the following cases:
Administrators- Avanse shall provide authorized administrative(s) access
to the User's Personal Data for internal business purposes, provided that
such authorized administrative(s) shall be under confidentiality obligations
Affiliates- Avanse may provide Personal Data to its affiliates. For example,
Avanse may disclose Personal Data to its affiliates in order to respond to the
User's requests for information or Services, or to help limit receipt of
marketing materials the User has requested not to receive.
Business Partners-. Avanse may use certain trusted third-party companies
and individuals to help provide, analyse, and improve the Services
including but not limited to data storage, maintenance services, database
management services, credit bureau services, services of rating agencies,
web analytics, payment processing, and any other service for the
improvement of the Platform's features. These third parties may have
access to the User's information only for purposes of performing these tasks
on Avanse's behalf and under confidentiality and data protection obligations
similar to those in this Terms. Avanse may disclose the User's Personal
Data to partners who perform business functions or hosting services on
Avanse's behalf and may be located outside of India.
Service Providers- Avanse may share your Personal Data to third party
service providers, who are working with Avanse in connection with the
operation of the Services or the Platform, so long as such service providers
are subject to confidentiality restrictions consistent with these Terms.
Joint Marketing Arrangements- Where permitted by law, Avanse may
share your Personal Data with joint marketers with whom Avanse has a
marketing arrangement. Avanse will require all such joint marketers to have
written contracts with Avanse that specify appropriate use of the User's
Personal Data, requires the joint marketers to safeguard such Personal Data,
and prohibits the joint marketers from making unauthorized or unlawful use
of the User's Personal Data. The User hereby acknowledges and consents to
such use and sharing of data.
Assignee/Acquirer of Avanse's Business- In the event of a selldown or
transfer Avanse's business or assets, certain Personal Data may be transferred
to the person/entity acquiring the business/asset. Avanse will ensure that
prior notice is provided to the User before any such selldown.
Legal and Regulatory Authorities- Avanse may be required to disclose
Personal Data due to legal or regulatory requirements. In such instances,
Avanse reserves the right to disclose Personal Data as required in order to
comply with any legal obligations, including but not limited to complying
with court orders, warrants, or discovery requests. Avanse may also disclose
Personal Data to (a) any law enforcement officers or other authorized
officials having jurisdiction over the Platform; (b) Credit Information
Companies; (c) comply with a judicial proceeding, court order, or legal
process served on Avanse or the Platform; (d) enforce or apply these Terms
or any other policies or agreements executed between the Parties; (e) respond
to claims that any Personal Data violates the rights of third-parties; (f) protect
the rights, property, or personal safety of Avanse, or the general public. The
User agrees and acknowledges that Avanse may not notify the User prior to
or after any disclosure made in accordance with this section.
Notwithstanding anything mentioned hereinabove, Avanse shall not be responsible for the
actions or omissions of the service providers or parties with whom any Personal Data is
shared, nor shall Avanse be responsible and/or liable for any additional information the User
may choose to provide directly to any service provider or any third party even if the User
provides such information after redirection to a third party/service provider website while
making use of the Platform.
User details for each visit and to enable additional functionality of the Platform.
THIRD PARTY ADVERTISEMENTS AND LINKS
Avanse may provide links to other websites for the User's convenience. Avanse does not take
any responsibility or endorse any content displayed on such third-party websites. The User
shall access such website at its own risk and Avanse and will not be liable for their availability
or for any loss or damage incurred by the User pursuant to the access to or use of such
The User acknowledges that the Platform may contain third party advertisement. Avanse is not
responsible for the content of any advertising material or any errors or inaccuracy in any
advertising or sponsorship. Avanse partners with third-party advertising companies to serve ads
and/or collect certain information when the User visit the Platform. These third-party
information not including your name, address, email address or telephone number while the
User is accessing the Platform in order to help show advertisements on other websites likely to
be more interesting to the User. The User hereby provides its consent for the above
TERMS OF TRADE
The following conditions (in addition to, and to the extent these conditions are consistent with,
any terms or conditions relating to the Services appearing elsewhere on our web pages or
otherwise the subject of an agreement between the Parties) will be applicable to any User
availing Services through the Platform:
Any application of the User is an offer to avail the Services which Avanse
may accept, in whole or in part. Any acknowledgment of the User's
application is only to confirm receipt of transmission, notwithstanding that
such acknowledgement might state or imply that such application has been
Where the Services offered through the Platform are supplied by third parties,
Avanse is only an intermediary and will not responsible for such portion of
the Services or their delivery;
Unless otherwise stated, any fee payable by the User excludes any applicable
service tax and delivery and insurance charges;
The provision of Services to the User does not confer on the User any
intellectual property rights (such as marks, designs, copyright or patents)
inherent in the Services supplied;
Services available through this Platform are subject to change at any time
without any notice to the User. Services listed on the Platform may not be
available immediately or at all.
Avanse shall not be liable for any delay, interruption or failure in the provision of Services and
access and use of the Platform if caused by acts of God, declared or undeclared war, fire, flood,
storm, slide, earthquake, power failure, the inability to obtain equipment, supplies or other
facilities or any other events beyond the control of Avanse that may prevent or delay the provision
of Service or access and use to the Platform.
If any provision of these Terms is found to be invalid or unenforceable under any applicable law,
such provision will be ineffective to the extent of such invalidity or unenforceability, without
affecting the remaining provisions of these Terms in any way.
Avanse may, in its sole discretion, change or modify these Terms at any time, with or without
notice to the User. Such changes or modifications shall be effective for all Users upon being
published on the Platform. The User is responsible for reading the updated Terms from time to
time to ensure that the use and access of the Services/Platform remains in compliance with these
AGE OF MAJORITY
Avanse does not accept agreements and payments from persons below the legal age of 18 years.
By submitting an application, the User confirms that he/she is over 18 years of age or the User's
parent or legal guardian have accepted these Terms on his/her behalf.
No waiver of any of the provisions of these Terms will be deemed to constitute a waiver of any
other provision nor shall such a waiver constitute a continuing waiver unless otherwise expressly
provided in writing and duly executed by the Party to be bound thereby.
These Terms as may be updated from time to time and published on www.avanse.com represent
the complete agreement and understanding between the Parties with respect to the Service/the
Platform and supersedes any other written or oral agreement between the Parties.
The User agrees that unless updated on the Platform, any notices required to be given under these
Terms will be deemed to have been given if delivered by email or fax, or sent by registered mail or
courier to each of the Parties in accordance with the contact information the User and Avanse have
updated on the Platform. All notices shall be effective upon receipt, except that email and fax
notices shall be effective upon transmission.
GOVERNING LAW AND DISPUTE RESOLUTION
The rights and obligations of the Parties pursuant to these Terms are governed by the laws of India.
For any dispute or difference, the User irrevocably and unconditionally submits to the
non-exclusive jurisdiction of the Courts in Mumbai.
The User agrees that in case the User requires specific advice for individual circumstances, the
User will consult an appropriate expert directly and not rely on the general material on this
Platform. Avanse will endeavour to assist the User if the User specifically inquiries about matters
in which Avanse has expertise, but cannot accept any responsibility for doing this.
THIS PLATFORM AND ITS CONTENT ARE ONLY FOR THE NON-COMMERCIAL AND
PERSONAL USE OF THE USER. AVANSE MAKES NO REPRESENTATIONS OR
WARRANTIES WITH RESPECT TO THIS PLATFORM OR ITS CONTENTS, DOES NOT
ASSUME RESPONSIBILITY FOR OR MONITOR CONTENT ON ANY PAGES/WEBSITES
THAT ARE NOT PART OF AVANSE, AND ALL WARRANTIES, EXPRESS OR IMPLIED,
INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF
MERCHANTABILITY, SATISFACTORY QUALITY AND FITNESS FOR PURPOSE
RELATING TO THIS PLATFORM AND/OR ITS CONTENT AND/OR ANY WEBSITE TO
WHICH IT IS LINKED ARE HEREBY TO THE FULLEST EXTENT PERMITTED BY LAW
EXCLUDED. NO REPRESENTATIONS OR WARRANTIES ARE GIVEN AS TO THE
ACCURACY OR COMPLETENESS OF THE INFORMATION PROVIDED ON THIS
PLATFORM, OR ANY WEBSITE TO WHICH IT IS LINKED.
AVANSE SHALL NOT BE RESPONSIBLE FOR ANY LOSS, LIABILITY, DAMAGE
(WHETHER DIRECT, INDIRECT OR CONSEQUENTIAL), PERSONAL INJURY OR
EXPENSE OF ANY NATURE WHATSOEVER WHICH MAY BE SUFFERED BY THE USER
OR ANY THIRD PARTY AS A RESULT OF OR WHICH MAY ATTRIBUTABLE, DIRECTLY
OR INDIRECTLY, TO THE USER'S ACCESS AND USE OF THE SERVICES AND ON
ACCOUNT OF THE USER GIVING DELIBERATELY FALSE AND/OR MISLEADING
INFORMATION TO AVAIL OF THE SERVICES. ENTERING THIS PLATFORM AND/OR
REGISTRATION FOR SERVICES, AVAILING OF THE SERVICES FROM THIS PLATFORM
WILL BE TAKEN AS THE USER'S UNDERSTANDING AND ACCEPTANCE OF THIS
THE USE BY AVANSE OF ANOTHER'S TRADE MARK ON THIS PLATFORM IS NOT OF
ITSELF INTENDED TO INDICATE ANY ASSOCIATION WITH OR ENDORSEMENT BY
OR OF THE OWNER OF THAT TRADE MARK.