Anusha Rao Deekulla discussing study abroad finance

In the last episode, we covered Anusha Rao Deekulla’s cultural experience in Australia and the difference between education in India and Australia. In this episode, we will cover her career plans, her experience with the education loan partner, her repayment plans, and Anusha’s advice to study abroad aspirants.

Key highlights:

  • Her Career Plans
  • Her Experience With Education Loan Partner
  • Her Repayment Plans
  • Anusha’s Advice To Study Abroad Aspirants
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Her Career Plans

According to Anusha, many students who go abroad for higher education plan to gain relevant experience, acquire skills, and later return to their home country. She is interested in an opportunity with an organisation that has a presence in both India and Australia, so she can later decide, based on the circumstances, whether she wants to stay in Australia or return to India.

At the same time, she wants to be realistic, so she thinks it is best to be flexible. She has geared up to get out of her comfort zone and learn from the early stages of her career, which will ultimately pay off and open a door to a better future. Whatever direction her journey takes, she wants it to be driven by genuine learning and self-discovery.

Her Experience With Education Loan Partner

Her education consultant explained to her that Australia, as a country, is particular about the financial requirements. So, after speaking to her peers, she shortlisted Avanse Financial Services to opt for her student loan. She excitedly shared that her experience went from facing many setbacks and rejections to getting her education loan quickly, all thanks to Avanse.

The team explained everything in great detail by being transparent about the process, which boosted her confidence whenever obstacles came up. Constant coordination ensured there were no loopholes. The support made what was earlier a daunting process seem feasible and seamless. Once her documentation was completed, she received her student loan, which enabled her to study in Australia.

She mentioned that she is grateful to Avanse Financial Services and would wholeheartedly recommend them to anyone feeling stuck or overwhelmed during the education loan application. Avanse helped her turn her dreams into reality.

Her Repayment Plans

Anusha has planned to start her repayment journey after completing her studies or once she finds a job. She has decided to start paying her EMIs religiously with proper planning. At Avanse, we encourage our students to make small contributions during the moratorium period in the form of simple interest (SI)/ partial interest (PI) as the interest begins to accrue from day one. Moratorium is not an interest-free period. Furthermore, paying SI/PI will also instil financially prudent habits early on in your life.

Anusha’s Advice To Study Abroad Aspirants

Anusha shared that her study abroad journey planning began in February 2024 and continued all the way until she finally landed in Australia in February 2025. The biggest lesson she learned is simple - patience is everything. Once you have chosen your path, you should be firm, start planning in advance and trust the process.

She encourages students to invest time in researching the course, the country, and how aligned that course is with their existing interests and skills. You must also familiarise yourself with education loan nuances so you are prepared in advance. Students should allow themselves the time to explore and understand what truly fits their long-term academic and career goals. Choosing a relevant course and a suitable destination sets the foundation for every decision that follows, including the education loan process. You must avoid unnecessary haste and clearly plan the entire process, keeping in mind your finances, academics, and, of course, your overall well-being.

So, this brings us to the end of Anusha’s academic journey planning. Her journey has indeed been truly inspiring. You too can set out on your study abroad quest without worrying about finances by opting for an education loan.

At Avanse Financial Services, we offer student loans that cover the holistic cost of education, including tuition fees, travelling expenses, accommodation costs, living expenses, cost of learning devices and other education-related expenses. If you have any queries, please contact us. We will be glad to partner with you on your academic journey. All the best!

Also Read: Don’t Let These 5 Study Abroad Myths Stop You

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