Application Fee | Nil |
Loan processing fee | Upto 2% |
Cheque / ECS bounce changes (per bounce) | Rs. 400/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1000/- |
Collection pickup charges (per visit) | Rs. 500/- |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Rs. 2,000/ |
Copy of Property / Security papers | Nil |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Nil |
Charges for updating & handling loan account as per customer request | Nil |
CERSAI Fees (per Collateral) | Nil |
Information Utility submission (per reporting per year) | Nil |
Foreclosure charges | 4% of the POS |
Pre-Payment charges | 2% of the Principal amount of Loan * Maximum amount upto 25% of the current POS paid within 12 months. ** If pre-payment amount paid exceed 25% of current POS in last 12 months, Full Pre-payment charges will be applicable. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Nil |
Loan processing fee | Upto 2% |
Cheque / NACH bounce charges (per bounce) | Rs. 400/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1000/- |
Collection pickup charges (per visit) | Rs. 500/- |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges | Rs. 2,000/- |
Copy of Property / Security papers | Nil |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | Nil |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Nil |
Charges for updating & handling loan account as per customer request | Nil |
CERSAI Fees (per Collateral) | Nil |
Information Utility submission (per reporting per year) | Nil |
Foreclosure charges | 4% of the POS |
Pre-Payment charges | 2% of the Principal amount of Loan * Maximum amount upto 25% of the current POS paid within 12 months. ** If pre-payment amount paid exceed 25% of current POS in last 12 months, Full Pre-payment charges will be applicable. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Nil |
Loan processing fee | Upto 3% |
Cheque / NACH bounce charges (per bounce) | Rs. 2,500/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1000/- |
Collection pickup charges (per visit) | Rs. 750/- |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges | Rs. 2,000/- |
Copy of Property / Security papers | Nil |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | Nil |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Nil |
Charges for updating & handling loan account as per customer request | Nil |
CERSAI Fees (per Collateral) | Nil |
Information Utility submission (per reporting per year) | Nil |
Foreclosure charges | 4% of the POS |
Pre-Payment charges | 2% of the Principal amount of Loan * Maximum amount upto 25% of the current POS paid within 12 months. ** If pre-payment amount paid exceed 25% of current POS in last 12 months, Full Pre-payment charges will be applicable. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Nil |
Loan processing fee | Upto 2% |
Cheque / NACH bounce charges (per bounce) | Rs. 1,000/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1000/- |
Collection pickup charges (per visit) | Nill |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges | Rs. 2,000/- |
Copy of Property / Security papers | Rs. 1,000/- |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | Nil |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Rs. 10,000/- |
Charges for updating & handling loan account as per customer request | Rs 1,500/- per updation |
CERSAI Fees (per Collateral) | Rs. 50/- for loans upto Rs. 5 lacs. Rs. 100/- for loans above Rs. 5 lacs. |
Information Utility submission (per reporting per year) | Rs.50/- |
Foreclosure charges | Nil: For Individual Borrowers 4% of the POS: Other than individual borrowers and foreclosure within 12 months 3% of the POS: Other than Individual borrowers and foreclosure after the expiry of 12 months but before the expiry of 24 months 2% of the POS: Other than Individual borrowers and foreclosure after the expiry of 24 months but before the expiry of 48 months Nil: Foreclosure after expiry of 48 months |
Pre-Payment charges | Individual Borrowers: Nil Other than individual borrowers and pre- payment within 12 months: a. Upto 25% of POS – Nil, and b. More than 25% of POS - 4% Other than Individual borrowers and pre- payment after the expiry of 12 months but before the expiry of 24 months: a. Upto 25% of POS – Nil, and b. More than 25% of POS - 3% Other than Individual borrowers and pre- payment after the expiry of 24 months but before the expiry of 48 months: a. Upto 25% of POS – Nil, and b. More than 25% of POS - 3% Other than Individual borrowers and pre- payment after the expiry of 48 months: Nil Note: Part pre-payment is allowed only once in a financial year (April – March). If any of the co- applicants/borrowers is a business entity, prepayment charges are applicable. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Upto Rs. 10,000/- |
Loan processing fee | Upto 2% |
Cheque / ECS bounce changes (per bounce) | Rs. 1,000/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1000/- |
Collection pickup charges (per visit) | Nil |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Rs. 2,000/- |
Copy of Property / Security papers | Rs. 1,000/- |
Additional Repayment Schedule | Rs. 500/- |
Foreclosure statement charges | Rs. 500/- |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Rs. 10,000/- |
Charges for updating & handling loan account as per customer request | Rs 1,500/- per updation |
CERSAI Fees (per Collateral) | Rs. 50/- for loans upto Rs. 5 lacs. Rs. 100/- for loans above Rs. 5 lacs. |
Information Utility submission (per reporting per year) | Rs. 400/- |
Foreclosure charges | Nil: For Individual Borrowers 4% of the POS: Other than individual borrowers and foreclosure within 12 months 3% of the POS: Other than Individual borrowers and foreclosure after the expiry of 12 months but before the expiry of 24 months 2% of the POS: Other than Individual borrowers and foreclosure after the expiry of 24 months but before the expiry of 48 months Nil: Foreclosure after expiry of 48 months |
Pre-Payment charges | Individual Borrowers: Nil Other than individual borrowers and pre- payment within 12 months: a. Upto 25% of POS – Nil, and b. More than 25% of POS - 4% Other than Individual borrowers and pre- payment after the expiry of 12 months but before the expiry of 24 months: a. Upto 25% of POS – Nil, and b. More than 25% of POS - 3% Other than Individual borrowers and pre- payment after the expiry of 24 months but before the expiry of 48 months: a. Upto 25% of POS – Nil, and b. More than 25% of POS - 3% Other than Individual borrowers and pre- payment after the expiry of 48 months: Nil Note: Part pre-payment is allowed only once in a financial year (April – March). If any of the co- applicants/borrowers is a business entity, prepayment charges are applicable. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Upto Rs. 6,000/- |
Loan processing fee | Upto 2% |
Cheque / ECS bounce changes (per bounce) | Rs. 400/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 500/- |
Collection pickup charges (per visit) | Rs. 500/- |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Rs. 2,000/- |
Copy of Property / Security papers | Rs. 1,000/- |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Rs. 10,000/- |
Charges for updating & handling loan account as per customer request | Rs 1,500/- per updation |
CERSAI Fees (per Collateral) | Rs. 50/- for loans upto Rs. 5 lacs. Rs. 100/- for loans above Rs. 5 lacs. |
Information Utility submission (per reporting per year) | Rs.50/- |
Foreclosure charges | Nil Note: No pre- payment allowed in the first 6 months of loan disbursement |
Pre-Payment charges | Nil Note: No pre- payment allowed in the first 6 months of loan disbursement |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Rs. 5,000/- |
Loan processing fee | Upto 1.5% |
Cheque / ECS bounce changes (per bounce) | Rs. 1,000/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1,000/- |
Collection pickup charges (per visit) | Nil |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Upto Rs. 5,000/- |
Copy of Property / Security papers | Rs. 1,000/- |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Rs. 150/- per lac or actual bank charges, whichever is higher. |
Collateral Swap Charges | Rs. 10,000/- |
Charges for updating & handling loan account as per customer request | Rs 1,500/- per updation |
CERSAI Fees (per Collateral) | Rs. 50/- for loans upto Rs. 5 lacs. Rs. 100/- for loans above Rs. 5 lacs. |
Information Utility submission (per reporting per year) | Rs.250/- |
Foreclosure charges | Foreclosure not allowed in the first 12 months of loan disbursement. 4% of the POS: Foreclosure after 12 months till 24 months. 2% of the POS: Foreclosure after 24 months till 48 months. Nil: Foreclosure after expiry of 48 months |
Pre-Payment charges | Pre-payment not allowed in the first 12 months of loan disbursement. Prepayment upto 25% of the POS per year- Nil Pre -payment beyond 25% of the POS after the expiry of 12 months but before the expiry of 24 months: 4% Pre -payment beyond 25% of the POS after the expiry of 24 months but before the expiry of 48 months: 2% Note: Pre- payment allowed only twice a year. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Nil |
Loan processing fee | Upto 1% |
Cheque / ECS bounce changes (per bounce) | Rs. 1,000/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 1,000/- |
Collection pickup charges (per visit) | Nil |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Nil |
Copy of Property / Security papers | Rs. 1,000/- |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Rs. 150/- per lac or actual bank charges, whichever is higher. |
Collateral Swap Charges | Rs. 10,000/- |
Charges for updating & handling loan account as per customer request | Rs 1,500/- per updation |
CERSAI Fees (per Collateral) | Rs. 50/- for loans upto Rs. 5 lacs. Rs. 100/- for loans above Rs. 5 lacs. |
Information Utility submission (per reporting per year) | Rs.250/- |
Foreclosure charges | Upto 4% of the POS |
Pre-Payment charges | Upto 4% of the POS |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Rs. 2000/- |
Loan processing fee | Upto 3% |
Cheque / ECS bounce changes (per bounce) | Rs. 1,000/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs.1,000/- |
Collection pickup charges (per visit) | Nil |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Upto Rs. 5,000/- |
Copy of Property / Security papers | Rs. 1,000/- |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Rs. 150/- per lac or actual bank charges, whichever is higher. |
Collateral Swap Charges | Rs. 10,000/- |
Charges for updating & handling loan account as per customer request | Rs 1,500/- per updation |
CERSAI Fees (per Collateral) | Rs. 50/- for loans upto Rs. 5 lacs. Rs. 100/- for loans above Rs. 5 lacs. |
Information Utility submission (per reporting per year) | Rs.250/- |
Foreclosure charges | Foreclosure not allowed in the first 12 months of loan disbursement. 4% of the POS: Foreclosure after 12 months till 24 months. 2% of the POS: Foreclosure after 24 months till 48 months. Nil: Foreclosure after expiry of 48 months |
Pre-Payment charges | Pre-payment not allowed in the first 12 months of loan disbursement. Prepayment upto 25% of the POS per year- Nil Pre -payment beyond 25% of the POS after the expiry of 12 months but before the expiry of 24 months: 4% Pre -payment beyond 25% of the POS after the expiry of 24 months but before the expiry of 48 months: 2% Note: Pre- payment allowed only twice a year. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Upto Rs. 2,000/- |
Loan processing fee | Upto Rs.1000/- |
Cheque / ECS bounce changes (per bounce) | Rs.400/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 500/- |
Collection pickup charges (per visit) | Rs. 500/- |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Nil |
Copy of Property / Security papers | Nil |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Nil |
Charges for updating & handling loan account as per customer request | Nil |
CERSAI Fees (per Collateral) | Nil |
Information Utility submission (per reporting per year) | Rs.50/- |
Foreclosure charges | Upto 4% of the POS Nil: For loans to Individual customers on floating rate basis |
Pre-Payment charges | 2% of the POS for any amount of pre- payment. Nil: For loans to Individual customers on floating rate basis Note: Pre- payment allowed only twice a year. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |
Application Fee | Nil |
Loan processing fee | Upto 2% |
Cheque / ECS bounce changes (per bounce) | Rs. 400/- |
Interest on Late Payment of EMI (per month on overdue EMI amount/Interest amount) | 2% p.m. |
PDC / NACH / Repayment mandate Swap Charges (per swap) | Rs. 500/- |
Collection pickup charges (per visit) | Rs. 500/- |
Outstation collection, Legal Evaluation / repossession, Stamp duty, Administrative and Valuation | As applicable and on actual basis |
Statement of Account Charges | Nil |
Document Retrieval or Handling Charges (At the time of foreclosure) | Nil |
Copy of Property / Security papers | Nil |
Additional Repayment Schedule | Nil |
Foreclosure statement charges | Nil |
Copy of Sanction Letter | Nil |
Loan Conversion, Cancellation and Non Encumberance Certificate | As applicable and on actual basis |
Demand Draft/Pay Order issuance charges | Nil |
Collateral Swap Charges | Nil |
Charges for updating & handling loan account as per customer request | Nil |
CERSAI Fees (per Collateral) | Nil |
Information Utility submission (per reporting per year) | Nil |
Foreclosure charges | Upto 4% of the POS Nil: For loans to Individual customers on floating rate basis |
Pre-Payment charges | 2% of the POS for any amount of pre- payment. Nil: For loans to Individual customers on floating rate basis Note: Pre- payment allowed only twice a year. |
Note: The above charges will attract applicable statutory levies and GST. | |
POS - Principal amount of loan outstanding |