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Are you on an academic quest?
You have landed on the right page. Here's the one-stop platform capturing all your
higher education journey-related information and peer experiences.

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Wanting to study abroad
but stuck on finances?

Avanse will help overcome obstacles.

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Recent posts
Students Speak: Anusha Rao Deekulla’s Experience With Her Education Loan Partner – Part IV
02 December, 2025
Students Speak: Anusha Rao Deekulla’s Cultural Experience in Australia – Part III
01 December, 2025
Students Speak: Research and Mentorship Shaped Anusha Rao Deekulla’s Study Abroad Journey – Part II
27 November, 2025
Students Speak: How Valuable Advice Encouraged Anusha Rao Deekulla to Study Abroad – Part I
26 November, 2025
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Copyright © 2021 Avanse Financial Services Ltd. All Rights Reserved . Site Credits

CIN : U67120MH1992PLC068060

Phone support: 1800-266-0200

Disclaimer | Privacy Policy | Base Lending Rate | Terms & Conditions | Ombudsman Scheme | Customer Complaints | Policy for Restructuring 2.0 for Education Loans & Small Businesses for Covid-19 related stress | WhatsApp T&C | Channels of Communication Policy | Digital Lending Partners | Request For Restructuring Loan | Consumer Awarness on IRCAP norms | Repayment Mandate Cancellation | Sachet Portal | Discontinued Vendor List | Collection Outsourced Agency List | Release of Original Property Documents | Fair Disclosure

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Base Lending Rate

We always aim to offer you competitive interest rates on your Avanse Education loan. The rate of interest on your loan is calculated as: Interest Rate = Avanse Base Rate + Spread.
Our current Base Rate is 14.55% (WEF 01.12.2024).

The Spread is floating and is based on analysis of overall credit and course profiling.

  • Rate of interest on student loan will be floating in nature.
  • Interest is calculated using Simple Interest Rate with Monthly rest.

This rate is subject to the terms and conditions of Avanse Financial Services Ltd.