My repayment Calculator

Enter your loan information below and select an option to see how much you can save when you prepay your student loans.

Your Loan Information

Pay an additional a month.

Apply one extra payment of

Pay back in years.



Prepaying your student loan is a smart way to reduce your loan costs.

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Frequently Asked Questions

IMPORTANT FACTS: This calculator provides estimates intended for use only as a planning guide. Results are based on a standard repayment plan, where you pay a fixed amount every month for a set number of months, based on your loan term, the prepayment scenario you input above, and assumes:

  • A fixed interest rate and does not account for a variable interest rate;
  • Your loan is currently in repayment; and

We do not guarantee the calculator's accuracy or applicability to your circumstances, and we encourage you to consult a qualified professional for assistance in analyzing your overall financial situation.

Apply today or contact a AVANSE Student loan consultant at

This Education Loan Calculator is made available to you as a self-help tool for your independent use. We do not guarantee its accuracy or applicability to your circumstances. This tool is not intended to provide investment, legal, tax, or accounting advice. Figures are indicative and for illustrative purpose only. We encourage you to consult an Avanse officer for personalised assessment, additional information or advice. All Avanse Education loans are subject to approval and credit terms of Avanse Financial Services Ltd.