We always aim to offer you competitive interest rates on your Avanse Education loan. The rate of interest on your loan is calculated as: Interest Rate = Avanse Base Rate + Spread. Our current Base Lending Rate is 11.7% (w.e.f. 01.06.2018). The Spread is determined individually and is based on analysis of the credit and course profiling. Rate of interest on student loan will be floating in nature. Interest is calculated using Simple Interest Rate with Monthly rest. This rate is subject to the terms and conditions of Avanse Financial Services Ltd.
Terms & Conditions
Avanse Financial Services Ltd. is authorized to disclose from time to time any information relating to the loan to any credit bureau (existing or future) approved by Government of India and Reserve Bank of India without any notice to the borrower. We are also authorized to make inquiries with the Credit Information Bureau of India (CIBIL) and get the applicants Credit Information Report. All Education loans are subject to approval and credit terms of Avanse Financial Services Ltd.
We firmly believe that education Infrastructure is an important ‘enabler’ in the delivery of a better quality of education. It is this belief that led Avanse to introduce Education Institution Loans, to cater to the needs of people involved in the area of education or training. We provide loans to businesses for their every infrastructural need—from construction, renovation, acquisition of infrastructural facilities and/or land, purchase of hardware, software, financing of working capital gap, consolidation of existing liabilities to any other infrastructural enhancements; and from the traditional land and building, to tools and equipment, to software & systems, and more.
Having made a mark in the student loans sector, Avanse Financial Services Ltd, an education-centric company, has expanded into the institutional segment. Our vision: to provide business loans to education providers and education-related businesses, from pre-schools, schools, colleges, universities, training and test prep centers to coaching classes.
Avanse Education Institution Loans are flexible and comprehensive. Because we understand the education sector thoroughly, we are better equipped than any other loan provider to extend customized solutions to grow your business. We offer lower repayment charges and help you manage repayments based on your cash flows.
Special Features loan.
How we help you:
Flexible & Customized Repayment Plan
Attractive ROI Starting at 14%*
Loan requirement as low as Rs.1Cr
Long Tenure upto 120 months
Time-bound & Hassle-free Processing
* Subject to Terms and Conditions. Please note that for Education Institution Loan customers, the Benchmark Rate is 12.95% (w.e.f. 01.06.2018) which is linked to the Base Rate of the company.
Education Institutes we cater to:
Training and preparation centres
Product and service suppliers
to education institutes
To know more to have our representative meet with you, fill in the form here and we will get in touch with you.