.top_banner_sec {
    background: url(/viewPagesAssets/img/education-loan-usa/education-loan-usa-bg.png);
    background-size: cover;
    background-repeat: no-repeat;
}

.owl-carousel:not(.usa_testimonials_slider) .owl-item img {
    width: auto !important;
}

.blue-dot-vector {
    position: absolute;
    top: 6%;
    right: 0;
    width: 4%;
}

.circle-bg {
    position: absolute;
    left: -4%;
    bottom: 6%;
}

.why-choose-card {
    position: relative;
    border: 1px solid #008486;
    border-radius: 8px;
    padding: 20px 24px;
    margin-bottom: 10px;
    background: #ffffff;
    transition: background 0.3s ease;
    border-left: 8px solid #008486;
}

.why-choose-card p, .key-benefits-card p, .expense-card p, 
.feature-content p, .doc-item p, .us-loan-card p {
    margin: 0 !important;
    line-height: 1.5;
    font-size: 15px;
}

.why-choose-card:hover {
    background: #1CB1B1 !important;
    color: #ffffff;
}

.why-choose-card:hover h5,
.why-choose-card:hover p {
    color: #ffffff !important;
}

.owl-carousel .owl-dots {
    margin-top: 5px !important;
}

.key-benefits-row.owl-carousel .owl-stage-outer {
    overflow: unset !important;
}

/* Key Benefits Section */
.key-benefits-row .key-benefits-card {
    background: #ffffff;
    border-radius: 23px;
    padding: 20px;
    background-color: #F8F8F8;
    height: 100%;
    position: relative;
}

.key-benefits-row .key-benefits-card:before {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    height: 50%;
    width: 50%;
    transform: translate(6px, -6px);
    background: #C1E4E4;
    z-index: -1;
    border-radius: 23px;
}

.key-benefits-row .key-benefits-card::after {
    content: "";
    position: absolute;
    bottom: 0;
    left: 0;
    height: 50%;
    width: 50%;
    transform: translate(-6px, 6px);
    background: #C1E4E4;
    z-index: -1;
    border-radius: 23px;
}

.key-benefits-row .key-benefits-card .icon-box {
    width: 45px;
    height: 45px;
    background: #ff7a1a;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 10px;
}

/* Eligibility Criteria Section */
.how_to_apply_sec .blue-dot-vector, .eligibility_criteria_sec .blue-dot-vector {
    left: 0;
}

.dotted-circle {
    position: absolute;
    bottom: 6%;
    right: -6%;
    width: 10%;
}

.eligibility_criteria_sec .eligibility-card {
    background: #ffffff;
    border-radius: 15px;
    box-shadow: 0px 3.66px 3.66px 0px #00000040;
    height: 100%;
    overflow: hidden;
}

.eligibility_criteria_sec .eligibility-card .eligibility-header {
    background: #008486;
    color: #ffffff;
    padding: 12px 18px;
    text-align: center;
    margin: 0;
}

.eligibility_criteria_sec .eligibility-card .eligibility-list {
    list-style: none;
    padding: 10px;
    margin: 0;
}

.eligibility_criteria_sec .eligibility-card .eligibility-list li {
    position: relative;
    border: 0.91px solid #008486;
    border-radius: 10px;
    padding: 10px 14px 10px 34px;
    margin-bottom: 10px;
    line-height: 1.5;
    font-size: 15px;
}

.eligibility_criteria_sec .eligibility-card .eligibility-list li::before {
    content: "";
    position: absolute;
    left: 12px;
    top: 50%;
    width: 8px;
    height: 8px;
    background: #EF7327;
    border-radius: 50%;
    transform: translateY(-50%);
}

/* Expenses Covered Section */
.expenses_covered_sec .expense-carousel .item {
    padding: 10px;
}

.expenses_covered_sec .expense-card {
    background: #ffffff;
    border: 1.5px solid #008486;
    border-radius: 8px;
    padding: 18px 14px 20px;
    text-align: center;
    height: 100%;
    box-shadow: 0 7px 0 #008486;
}

.expenses_covered_sec .expense-icon {
    width: 50px;
    height: 50px;
    background: #ff7a1a;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 10px;
}

/* Interest Rate Section */
.interest_rate_sec .interest_rate_tabs {
    background: #ffffff;
    border-radius: 8px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    border: none;
    gap: 10px;
}

.interest_rate_sec .interest_rate_tabs .interest_rate_tab {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    border-bottom: 1px solid #e5e5e5;
    cursor: pointer;
    transition: all 0.25s ease;
    font-weight: 500;
}

.interest_rate_sec .interest_rate_tabs .interest_rate_tab:hover {
    background: #f6fefe;
}

.interest_rate_sec .interest_rate_tabs .interest_rate_tab.active {
    background: #f0fbfb;
    color: #008486;
}

.interest_rate_sec .interest_rate_tabs .interest_rate_tab.active svg {
    color: #EF7327;
}

.interest_rate_sec .feature-content-wrapper {
    border: 1.5px solid #008486;
    border-radius: 8px;
    padding: 18px;
    height: 100%;
    background: #F2FDFD;
}

/* How To Apply Section */
.how-to-apply-step-wrapper .step-img {
    position: relative;
}

.how-to-apply-step-wrapper .step-img::before {
    content: "";
    position: absolute;
    height: 60%;
    width: 3px;
    background: #008486bf;
    bottom: 0;
}

.how-to-apply-step-wrapper .step-one:before, .how-to-apply-step-wrapper .step-three:before {
    right: 0;
    transform: translate(0, 38%) rotate(137deg);
}

.how-to-apply-step-wrapper .step-two::before {
    left: 0;
    transform: translate(0, 44%) rotate(45deg);
}

/* Documents Required Section */
.doc-required-row .doc-item {
    position: relative;
    height: 100%;
    margin-bottom: 20px;
}

.doc-required-row .doc-item:not(:last-child)::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 1px;
    height: 100%;
    background: #EF7327;
}

.documents-required-table.table {
    --bs-table-border-color: #E1F2F6;
    border: 1px solid #008486;
    border-radius: 10px;
    border-collapse: separate !important;
    border-spacing: 0;
    overflow: hidden;
    border-right: 0;
}

.documents-required-table>:not(caption)>*>* {
    border-bottom-width : 0;
    border-right: 1px solid #008486;
}

.documents-required-table.table-striped>tbody>tr:nth-of-type(odd)>* {
    --bs-table-bg-type: #E1F2F6;
}

.documents-required-table .check-icon {
  color: #008c8c;
  font-size: 18px;
}

.documents-required-table .cross-icon {
  color: #cfe6e9;
  font-size: 18px;
}

.required_doc_sec .dotted-circle {
    top: 10%;
    left: -6%;
}

.right-circle {
    position: absolute;
    bottom: 6%;
    right: 0;
    width: 4%;
}

.blue-dotted {
    position: absolute;
    bottom: 5%;
    right: 0;
    width: 7%;
}

/* Us Education Loan Section */
.us-loan-card-wrapper {
    display: flex;
    padding: 12px;
}

.us-loan-card {
    background: #F2FDFD;
    border: 1px solid #008486;
    border-radius: 13px;
    padding: 10px;
    height: 100%;
    text-align: center;
}

.us_loan_sec .dotted-circle {
    top: 10%;
    right: -6%;
}

.us_loan_sec .right-circle {
    bottom: 15%;
    left: 0;
    transform: rotate(180deg);
}

.us_loan_sec .blue-dotted {
    bottom: 14%;
    left: 0;
}

/* Media Queries */
@media(max-width:991px) {
    .how-to-apply-step-wrapper .step-img::before {
        height: 65%;
    }

    .how-to-apply-step-wrapper .step-one:before, .how-to-apply-step-wrapper .step-three:before {
        transform: translate(0, 44%) rotate(137deg);
    }

    .how-to-apply-step-wrapper .step-two::before {
        transform: translate(0, 47%) rotate(45deg)
    }
}

@media(max-width:768px) {
    .owl-carousel .offer-item {
        padding: 10px;
        border: 1px solid #EEB103;
        border-radius: 6px;
        margin: 0 !important;
    }

    .key-benefits-row .key-benefits-card:before,
    .key-benefits-row .key-benefits-card::after {
        display: none;
    }

    .interest_rate_sec .interest_rate_tabs {
        flex-direction: row;
        flex-wrap: nowrap;
        overflow-x: auto;
        overflow-y: hidden;
        -webkit-overflow-scrolling: touch;
    }

    .interest_rate_sec .interest_rate_tabs::-webkit-scrollbar {
        display: none;
    }

    .interest_rate_sec .interest_rate_tabs {
        scrollbar-width: none;
    }

    .interest_rate_sec .interest_rate_tab {
        flex: 0 0 auto;
        white-space: nowrap;
        min-width: max-content;
    }

    .how-to-apply-step-wrapper .step-img:before {
        display: none;
    }

    .doc-required-row .doc-item:nth-child(odd)::after {
        content: "";
        position: absolute;
        top: 0;
        right: 0;
        width: 1px;
        height: 100%;
        background: #EF7327;
    }

    .doc-required-row .doc-item:nth-child(even)::after {
        display: none;
    }
    
    .top_banner_sec {
        background: none;
        background-color: #008486;
        padding: 10px;;
    }
    
    .key-benefits-row .key-benefits-card .icon-box {
        margin: 0 auto 10px;
    }
    
    .key-benefits-row .key-benefits-card {
        text-align: center;
    }
    .interest_rate_tabs_wrapper .tab-scroll-btn {
        background-color: #008486;
        border-radius: 50%;
        color: #fff;
        border: none;
        height: 45px;
        width: 60px;
        align-items: center;
        justify-content: center;
        opacity: 1;
        cursor: pointer;
        transition: opacity 0.2s ease;
        padding: 0;
    }

    .interest_rate_tabs_wrapper .tab-scroll-btn:disabled {
        opacity: 0.4;
        cursor: not-allowed;
    }

    .interest_rate_tabs_wrapper {
        display: flex;
        align-items: center;
        justify-content: space-between;
    }
}

@media(max-width:500px) {
    .interest_rate_tabs_wrapper .tab-scroll-btn {
        width: 90px;
    }
}