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Have you heard about the phrase ‘Time is Money’? Do you know the exact meaning of this saying and the reason why this phrase is used in real life? Let’s start by analyzing this phrase first followed by what one needs to do to make the most of his/her time.

The origin of the phrase: Time Is Money is an aphorism that originated in “Advice to a Young Tradesman”, an essay by Benjamin Franklin that appeared in George Fisher’s 1748 book, The American Instructor: or Young Man’s Best Companion, in which Franklin wrote, “Remember that time is money.”

Money is usually considered to be one of the most important aspects of life. However, most of us tend to ignore another very important parameter that adds value to life – “TIME”. You need to spend time judiciously in order to fulfill the various aspirations you may have in your life, such as wanting to travel, study abroad, get the job of your dreams, and so on. If you start considering wasting time equals to wasting money, you will realize the value that you can get out of this vital parameter.

If you think carefully, a lot of things which you lose can be replaced. Material goods, wealth, knowledge about something important can be replaced or regained. But lost time is gone forever. Keeping this important factor in mind, TIME MANAGEMENT is one of the most crucial practices that you should inculcate from day one of your life.

CREATE A LIST
Create a list capturing everything that you would like to do or achieve in life. You can take one step at a time. Start with a week, then may be two weeks followed by month and then a year. Set short-term as well as long-term goals for yourself. You can start off with your exam dates as a short-term plan and probably capture your study abroad plans as your long-term goal. Include various university/examination/homework deadlines and make a note of how much time each task will need going forward.

LET’S PRIORITIZE
Once you have prepared the list and identified the goals that you have to achieve, you need to prioritize the activities that you need to focus on to fulfil those goals. Say, you want to apply for an education loan for your higher studies. Prioritization will help you determine the tasks that you have to complete first for the loan and figure out the ones that can be taken care of later on.

CREATE A SCHEDULE
Just like everyone creates a budget to ensure money discipline, you should create a schedule or a calendar to ensure time discipline. Inculcate a habit of preparing a to-do-list for each day to ensure that you do not waste time at all. Now you may ask, does that mean you can’t watch television or catch up with friends? Will that be considered as wasting time? In that case, please remember that recreation is important. Remember the famous saying, “all work and no play makes Jack a dull boy”. Make time to de-stress yourself with the help of some leisurely or recreational activities. You can take a break from researching about student loans and instead spend some time reading your favorite book. The way you prepare a daily or weekly planner, also start creating long-term planners and start thinking of all the necessary parameters that you need to focus on to achieve your long-term goals.

DON’T KILL TIME
Time is extremely precious and hence, the concept of killing time should be discarded completely. Try to make extra time with the help of your schedule and utilize it judiciously. Some of the best ways of using this extra time are conducting research on various aspirations that you plan to fulfill. For example, if you have plans to study Chemistry in Canada, then you may want to spend your time researching on the academic requirements of lenders offering study loan for Canada. You can brush up on your academics to be better prepared to become eligible for a study loan for your Canada dreams. You can also make productive use of your time by signing up for an up-skilling course to be job-ready.

AVOID PROCRASTINATION OR DISTRACTION
Many students procrastinate to start studying or to finish an assignment. When you are in this stage, try to figure out ways that will make the task interesting. For instance, for some students, group studies make a subject interesting while for some it may cause distraction. Analyze yourself well and make right decisions that will help you avoid distractions as much as possible. This will also increase your productivity.

SET TIME LIMITS/DEADLINES
Set deadlines for yourself, for instance, finish studying Chapter 1 by 11:00 AM followed by the assignment which should be done by 2:00 PM. This will help you save an extra hour which can be utilized to revise the Chapter that you studied the day before. Such focused approach will assist you to become a well-planned individual. It also helps to look out for individuals and organizations that value time as highly as you do. Similarly, search for an education loan lender that sanctions your loan quickly so that you can take the next step quicker. These days’ employers look for people who are able to manage their time better so that the productivity of the firm is positively impacted by the employees’ time management skills. Effective time management allows you to complete more in less time, because your attention is focused and you are not wasting time on distractions. We have used the example of student loans to better explain the various strategies you can use to make the most of your time when you have it. Efficient time management also helps you make the most of your abilities and enjoy the satisfaction of your accomplishments. Time is extremely important in life. The time you lose, will never come back. Hence, judicious utilization of time will help you achieve the success that you desire. https://www.avanse.com

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